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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,773 | $94,749-57.0% | $112,899-63.9% | $139,456-70.8% |
| Participation rate | 100.0% | 81.3%+18.7pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 24.88% | 40.92%-16.0pp | 34.11%-9.2pp | 373.45%-348.6pp |
| Employer contribution / active EE | $10,257 | $4,630+121.5% | $4,566+124.6% | $4,753+115.8% |
| Participant deferral / active EE | $8,635 | $6,517+32.5% | $6,516+32.5% | $6,711+28.7% |
| Admin fee / account holder | $588 | $8,530-93.1% | $7,047-91.7% | $11,407-94.8% |