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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,773 | $94,766-57.0% | $112,923-63.9% | $139,487-70.8% |
| Participation rate | 100.0% | 81.3%+18.7pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 24.88% | 40.96%-16.1pp | 34.13%-9.3pp | 373.84%-349.0pp |
| Employer contribution / active EE | $10,257 | $4,636+121.2% | $4,570+124.4% | $4,755+115.7% |
| Participant deferral / active EE | $8,635 | $6,523+32.4% | $6,520+32.4% | $6,713+28.6% |
| Admin fee / account holder | $588 | $8,529-93.1% | $7,046-91.7% | $11,407-94.8% |