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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,231 | $78,707-40.0% | $117,861-59.9% | $70,126-32.6% |
| Participation rate | 66.7% | 73.2%-6.5pp | 79.7%-13.0pp | 69.5%-2.9pp |
| Annual return | 15.17% | 23.30%-8.1pp | 335.11%-319.9pp | 73.15%-58.0pp |
| Employer contribution / active EE | $1,367 | $2,223-38.5% | $3,786-63.9% | $2,343-41.6% |
| Participant deferral / active EE | $3,403 | $3,297+3.2% | $4,482-24.1% | $3,332+2.1% |
| Admin fee / account holder | $4,581 | $5,066-9.6% | $8,021-42.9% | $4,645-1.4% |