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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,748 | $69,977-30.3% | $108,582-55.1% | $62,881-22.5% |
| Participation rate | 59.6% | 72.9%-13.3pp | 79.6%-20.0pp | 69.3%-9.7pp |
| Annual return | 5.99% | 10.73%-4.7pp | -51.70%+57.7pp | 20.14%-14.2pp |
| Employer contribution / active EE | $1,472 | $2,135-31.1% | $3,758-60.8% | $2,281-35.5% |
| Participant deferral / active EE | $3,404 | $3,165+7.5% | $4,311-21.0% | $3,203+6.3% |
| Admin fee / account holder | $2,523 | $5,076-50.3% | $7,645-67.0% | $4,296-41.3% |