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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,986 | $202,342-40.7% | $172,753-30.5% | $152,909-21.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.29% | 1029.88%-1009.6pp | 803.00%-782.7pp | 345.46%-325.2pp |
| Employer contribution / active EE | $2,477 | $5,857-57.7% | $5,144-51.8% | $4,764-48.0% |
| Participant deferral / active EE | $5,203 | $5,948-12.5% | $5,198+0.1% | $5,851-11.1% |
| Admin fee / account holder | $1,176 | $17,112-93.1% | $13,956-91.6% | $11,601-89.9% |