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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,502 | $217,432-16.5% | $185,851-2.3% | $167,553+8.3% |
| Participation rate | 92.9% | 86.1%+6.8pp | 81.7%+11.1pp | 82.1%+10.7pp |
| Annual return | 14.72% | 148.43%-133.7pp | 122.11%-107.4pp | 478.89%-464.2pp |
| Employer contribution / active EE | $5,410 | $5,874-7.9% | $5,168+4.7% | $4,840+11.8% |
| Participant deferral / active EE | $5,058 | $6,357-20.4% | $5,569-9.2% | $6,343-20.3% |
| Admin fee / account holder | $2,174 | $19,820-89.0% | $16,245-86.6% | $12,316-82.3% |