Filed October 14, 2025 (most recent of 2 filings on file)
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $208,126 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,637 | $51,785-33.1% | $112,228-69.1% | $89,394-61.3% |
| Participation rate | 39.1% | 82.2%-43.0pp | 75.1%-35.9pp | 71.3%-32.2pp |
| Annual return | 0.71% | -11.06%+11.8pp | 27.45%-26.7pp | -11.89%+12.6pp |
| Employer contribution / active EE | $1,267 | $3,782-66.5% | $3,635-65.1% | $3,022-58.1% |
| Participant deferral / active EE | $2,470 | $3,425-27.9% | $4,728-47.8% | $5,123-51.8% |
| Admin fee / account holder | $18 | $102-82.5% | $6,410-99.7% | $79-77.7% |