Filed October 14, 2025 (most recent of 2 filings on file)
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $166,266 |
BDO USA, LLP3 years Filed as: BDO Service code 50 100 SE 2ND STREET · MIAMI, FL 33131 | Direct Payment | $52,956 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,646 | $49,105-33.5% | $92,893-64.9% | $89,569-63.6% |
| Participation rate | 34.2% | 79.0%-44.8pp | 76.0%-41.8pp | 69.6%-35.4pp |
| Annual return | 29.36% | 32.35%-3.0pp | 109.41%-80.0pp | 34.56%-5.2pp |
| Employer contribution / active EE | $990 | $3,373-70.7% | $3,653-72.9% | $2,584-61.7% |
| Participant deferral / active EE | $1,748 | $2,531-31.0% | $4,236-58.7% | $4,220-58.6% |
| Admin fee / account holder | $26 | $93-71.6% | $5,794-99.5% | $72-63.3% |