Filed October 14, 2025 (most recent of 2 filings on file)
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $177,091 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,044 | $65,673-40.5% | $109,143-64.2% | $106,520-63.3% |
| Participation rate | 37.6% | 82.6%-45.0pp | 75.9%-38.3pp | 71.3%-33.7pp |
| Annual return | 22.01% | 15.69%+6.3pp | 25.75%-3.7pp | 19.28%+2.7pp |
| Employer contribution / active EE | $1,203 | $4,042-70.2% | $3,722-67.7% | $2,840-57.6% |
| Participant deferral / active EE | $2,272 | $3,449-34.1% | $4,653-51.2% | $4,948-54.1% |
| Admin fee / account holder | $27 | $107-74.6% | $6,752-99.6% | $75-63.5% |