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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,145 | $176,105+4.0% | $159,474+14.8% | $167,536+9.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.40% | 331.91%-319.5pp | 263.68%-251.3pp | 478.82%-466.4pp |
| Employer contribution / active EE | $4,944 | $5,299-6.7% | $4,831+2.3% | $4,839+2.2% |
| Participant deferral / active EE | $11,109 | $7,751+43.3% | $7,353+51.1% | $6,342+75.2% |
| Admin fee / account holder | $16,437 | $12,559+30.9% | $10,802+52.2% | $12,315+33.5% |