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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,960 | $165,399-12.4% | $149,745-3.2% | $158,982-8.8% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 15.54% | 348.34%-332.8pp | 276.72%-261.2pp | 302.99%-287.4pp |
| Employer contribution / active EE | $3,205 | $5,105-37.2% | $4,646-31.0% | $4,763-32.7% |
| Participant deferral / active EE | $6,941 | $7,183-3.4% | $6,843+1.4% | $5,983+16.0% |
| Admin fee / account holder | $634 | $10,811-94.1% | $9,312-93.2% | $11,252-94.4% |