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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,133 | $157,304-33.8% | $141,197-26.2% | $152,909-31.9% |
| Participation rate | 81.8% | 84.8%-3.0pp | 82.5%-0.7pp | 82.5%-0.6pp |
| Annual return | 19.67% | 64.34%-44.7pp | 71.41%-51.7pp | 345.46%-325.8pp |
| Employer contribution / active EE | $3,224 | $5,263-38.7% | $4,736-31.9% | $4,764-32.3% |
| Participant deferral / active EE | $6,951 | $7,111-2.3% | $6,710+3.6% | $5,851+18.8% |
| Admin fee / account holder | $1,634 | $12,126-86.5% | $10,265-84.1% | $11,601-85.9% |