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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,342 | $167,352-69.3% | $143,788-64.3% | $134,509-61.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.10% | 0.47%-19.6pp | -0.03%-19.1pp | 418.13%-437.2pp |
| Employer contribution / active EE | $8,440 | $5,620+50.2% | $4,952+70.4% | $4,741+78.0% |
| Participant deferral / active EE | $21,100 | $6,447+227.3% | $5,638+274.2% | $6,400+229.7% |
| Admin fee / account holder | $1,111 | $18,091-93.9% | $14,675-92.4% | $11,427-90.3% |