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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,987 | $46,689-46.5% | $117,498-78.7% | $68,495-63.5% |
| Participation rate | 71.9% | 56.8%+15.1pp | 70.6%+1.3pp | 67.9%+4.0pp |
| Annual return | -19.56% | -14.52%-5.0pp | 29.75%-49.3pp | -7.84%-11.7pp |
| Employer contribution / active EE | $1,809 | $1,505+20.2% | $4,178-56.7% | $2,596-30.3% |
| Participant deferral / active EE | $2,297 | $2,637-12.9% | $4,071-43.6% | $4,028-43.0% |
| Admin fee / account holder | $3,885 | $4,021-3.4% | $5,646-31.2% | $5,403-28.1% |