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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,210 | $165,939-84.2% | $122,354-78.6% | $147,586-82.2% |
| Participation rate | 30.4% | 79.6%-49.1pp | 71.6%-41.2pp | 82.8%-52.4pp |
| Annual return | 21.28% | 34.56%-13.3pp | 30.28%-9.0pp | 578.59%-557.3pp |
| Employer contribution / active EE | $754 | $5,754-86.9% | $4,051-81.4% | $4,876-84.5% |
| Participant deferral / active EE | $1,130 | $4,005-71.8% | $3,287-65.6% | $5,439-79.2% |
| Admin fee / account holder | $5,480 | $7,425-26.2% | $5,4790% | $10,886-49.7% |