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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,509 | $111,787-31.6% | $93,681-18.3% | $145,978-47.6% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 14.06% | 203.52%-189.5pp | 133.47%-119.4pp | 550.52%-536.5pp |
| Employer contribution / active EE | $1,924 | $3,093-37.8% | $2,422-20.6% | $4,662-58.7% |
| Participant deferral / active EE | $8,719 | $4,918+77.3% | $4,415+97.5% | $6,690+30.3% |
| Admin fee / account holder | $1,415 | $10,256-86.2% | $8,290-82.9% | $13,400-89.4% |