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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,099 | $102,663-44.4% | $86,216-33.8% | $139,466-59.1% |
| Participation rate | 72.7% | 74.5%-1.8pp | 69.0%+3.8pp | 80.3%-7.6pp |
| Annual return | 19.38% | 1924.52%-1905.1pp | 1169.42%-1150.0pp | 373.66%-354.3pp |
| Employer contribution / active EE | $2,432 | $3,035-19.9% | $2,382+2.1% | $4,754-48.8% |
| Participant deferral / active EE | $10,215 | $4,677+118.4% | $3,986+156.3% | $6,712+52.2% |
| Admin fee / account holder | $4,959 | $8,663-42.8% | $6,853-27.6% | $11,409-56.5% |