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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,203 | $48,050+156.4% | $85,969+43.3% | $59,633+106.6% |
| Participation rate | 33.3% | 64.5%-31.1pp | 76.5%-43.2pp | 68.7%-35.3pp |
| Annual return | 492.05% | 0.29%+491.8pp | 9.32%+482.7pp | 2041.45%-1549.4pp |
| Employer contribution / active EE | $902 | $1,640-45.0% | $3,474-74.0% | $2,203-59.1% |
| Participant deferral / active EE | $1,847 | $2,249-17.9% | $3,829-51.8% | $3,192-42.1% |
| Admin fee / account holder | $549 | $3,206-82.9% | $6,053-90.9% | $4,297-87.2% |