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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,607 | $57,752+65.5% | $112,273-14.8% | $71,511+33.7% |
| Participation rate | 60.2% | 58.8%+1.3pp | 72.4%-12.3pp | 67.9%-7.7pp |
| Annual return | 31.41% | 18.25%+13.2pp | 30.23%+1.2pp | 28.86%+2.6pp |
| Employer contribution / active EE | $2,238 | $1,912+17.0% | $3,431-34.8% | $2,589-13.6% |
| Participant deferral / active EE | $5,085 | $2,860+77.8% | $4,800+6.0% | $4,291+18.5% |
| Admin fee / account holder | $66,858 | $1,586+4114.9% | $7,752+762.4% | $1,588+4108.9% |