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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,704 | $106,749-40.3% | $145,433-56.2% | $82,448-22.7% |
| Participation rate | 75.8% | 75.6%+0.1pp | 82.1%-6.4pp | 68.1%+7.7pp |
| Annual return | 16.84% | 27.59%-10.8pp | 66.58%-49.7pp | 41.64%-24.8pp |
| Employer contribution / active EE | $3,098 | $3,444-10.1% | $4,554-32.0% | $2,551+21.4% |
| Participant deferral / active EE | $5,309 | $6,519-18.6% | $7,897-32.8% | $4,139+28.3% |
| Admin fee / account holder | $7,602 | $8,390-9.4% | $13,129-42.1% | $7,234+5.1% |