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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,937 | $102,422-42.5% | $147,117-59.9% | $80,959-27.2% |
| Participation rate | 73.0% | 75.9%-2.9pp | 82.2%-9.2pp | 67.7%+5.3pp |
| Annual return | 11.48% | 135.16%-123.7pp | 420.54%-409.1pp | 35.67%-24.2pp |
| Employer contribution / active EE | $2,481 | $3,717-33.3% | $4,932-49.7% | $2,757-10.0% |
| Participant deferral / active EE | $4,429 | $6,652-33.4% | $8,065-45.1% | $4,300+3.0% |
| Admin fee / account holder | $1,171 | $7,953-85.3% | $12,993-91.0% | $6,925-83.1% |