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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,944 | $183,988-81.6% | $162,177-79.1% | $152,897-77.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 26.03% | 150.79%-124.8pp | 115.60%-89.6pp | 345.43%-319.4pp |
| Employer contribution / active EE | $5,709 | $6,370-10.4% | $5,613+1.7% | $4,764+19.9% |
| Participant deferral / active EE | $2,919 | $8,032-63.7% | $7,297-60.0% | $5,851-50.1% |
| Admin fee / account holder | $734 | $13,123-94.4% | $10,843-93.2% | $11,599-93.7% |