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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,951 | $153,769-89.0% | $133,975-87.3% | $273,972-93.8% |
| Participation rate | 88.2% | 88.4%-0.1pp | 87.1%+1.2pp | 83.0%+5.2pp |
| Annual return | 43.45% | 36.51%+6.9pp | 29.29%+14.2pp | 41.46%+2.0pp |
| Employer contribution / active EE | $4,112 | $6,029-31.8% | $5,211-21.1% | $4,869-15.5% |
| Participant deferral / active EE | $2,664 | $6,958-61.7% | $6,282-57.6% | $5,287-49.6% |
| Admin fee / account holder | $378 | $11,765-96.8% | $9,324-96.0% | $10,133-96.3% |