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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,935 | $171,867-84.9% | $149,721-82.7% | $147,586-82.4% |
| Participation rate | 92.9% | 88.2%+4.7pp | 87.1%+5.8pp | 82.8%+10.0pp |
| Annual return | 17.18% | 2113.36%-2096.2pp | 1501.67%-1484.5pp | 578.59%-561.4pp |
| Employer contribution / active EE | $4,690 | $6,275-25.3% | $5,444-13.9% | $4,876-3.8% |
| Participant deferral / active EE | $3,063 | $7,270-57.9% | $6,568-53.4% | $5,439-43.7% |
| Admin fee / account holder | $822 | $13,799-94.0% | $11,282-92.7% | $10,886-92.4% |