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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,506 | $85,766+0.9% | $136,298-36.5% | $70,126+23.4% |
| Participation rate | 73.2% | 74.2%-1.0pp | 81.9%-8.8pp | 69.5%+3.6pp |
| Annual return | 22.76% | 31.46%-8.7pp | 5156.27%-5133.5pp | 73.15%-50.4pp |
| Employer contribution / active EE | $2,342 | $2,966-21.1% | $4,696-50.1% | $2,3430% |
| Participant deferral / active EE | $4,819 | $5,051-4.6% | $6,247-22.9% | $3,332+44.6% |
| Admin fee / account holder | $4,071 | $5,421-24.9% | $9,244-56.0% | $4,645-12.4% |