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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,412 | $76,551-17.2% | $123,894-48.8% | $62,881+0.8% |
| Participation rate | 79.5% | 73.0%+6.5pp | 81.4%-1.9pp | 69.3%+10.2pp |
| Annual return | 3.94% | 18.68%-14.7pp | 47.52%-43.6pp | 20.14%-16.2pp |
| Employer contribution / active EE | $2,577 | $2,882-10.6% | $4,617-44.2% | $2,281+13.0% |
| Participant deferral / active EE | $4,703 | $4,840-2.8% | $5,984-21.4% | $3,203+46.8% |
| Admin fee / account holder | $2,298 | $4,826-52.4% | $8,357-72.5% | $4,296-46.5% |