Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,943 | $99,875+114.2% | $146,866+45.7% | $86,983+146.0% |
| Participation rate | 21.6% | 75.8%-54.2pp | 82.5%-60.9pp | 69.5%-47.9pp |
| Annual return | 10.75% | 28.10%-17.4pp | 102.85%-92.1pp | 25.83%-15.1pp |
| Employer contribution / active EE | $599 | $3,224-81.4% | $4,425-86.5% | $2,584-76.8% |
| Participant deferral / active EE | $2,635 | $6,322-58.3% | $7,759-66.0% | $4,194-37.2% |
| Admin fee / account holder | $6,532 | $7,838-16.7% | $13,620-52.0% | $7,856-16.9% |