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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,884 | $99,994-87.1% | $146,643-91.2% | $85,847-85.0% |
| Participation rate | 77.8% | 73.1%+4.7pp | 80.1%-2.3pp | 69.3%+8.5pp |
| Annual return | 17.42% | 18.93%-1.5pp | 22.75%-5.3pp | 318.61%-301.2pp |
| Employer contribution / active EE | $1,616 | $2,559-36.8% | $4,137-60.9% | $2,565-37.0% |
| Participant deferral / active EE | $2,302 | $4,006-42.5% | $5,506-58.2% | $3,952-41.8% |
| Admin fee / account holder | $502 | $7,703-93.5% | $10,280-95.1% | $6,261-92.0% |