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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,388 | $114,712-68.3% | $173,730-79.1% | $87,485-58.4% |
| Participation rate | 92.9% | 73.0%+19.9pp | 79.6%+13.3pp | 68.9%+23.9pp |
| Annual return | 6.66% | 20.18%-13.5pp | 19.96%-13.3pp | 26.06%-19.4pp |
| Employer contribution / active EE | $2,026 | $2,904-30.2% | $4,577-55.7% | $2,596-22.0% |
| Participant deferral / active EE | $4,933 | $4,642+6.3% | $6,326-22.0% | $4,274+15.4% |
| Admin fee / account holder | $6,960 | $10,210-31.8% | $17,523-60.3% | $7,775-10.5% |