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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,946 | $157,296+153.0% | $141,191+181.8% | $152,897+160.3% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 12.00% | 64.34%-52.3pp | 71.41%-59.4pp | 345.43%-333.4pp |
| Employer contribution / active EE | $10,243 | $5,262+94.7% | $4,736+116.3% | $4,764+115.0% |
| Participant deferral / active EE | $7,251 | $7,111+2.0% | $6,710+8.1% | $5,851+23.9% |
| Admin fee / account holder | $315 | $12,125-97.4% | $10,264-96.9% | $11,599-97.3% |