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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,584 | $165,381+147.7% | $149,730+173.5% | $158,966+157.7% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | -3.03% | 348.29%-351.3pp | 276.70%-279.7pp | 302.95%-306.0pp |
| Employer contribution / active EE | $10,336 | $5,104+102.5% | $4,645+122.5% | $4,762+117.0% |
| Participant deferral / active EE | $7,450 | $7,182+3.7% | $6,843+8.9% | $5,983+24.5% |
| Admin fee / account holder | $346 | $10,809-96.8% | $9,310-96.3% | $11,250-96.9% |