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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,421 | $106,557-77.1% | $91,227-73.2% | $134,545-81.8% |
| Participation rate | 50.0% | 76.8%-26.8pp | 73.2%-23.2pp | 81.2%-31.2pp |
| Annual return | -19.63% | 160.81%-180.4pp | 114.14%-133.8pp | 418.37%-438.0pp |
| Employer contribution / active EE | $2,628 | $3,332-21.1% | $2,851-7.8% | $4,742-44.6% |
| Participant deferral / active EE | $13,518 | $4,719+186.5% | $4,234+219.3% | $6,401+111.2% |
| Admin fee / account holder | $102 | $6,235-98.4% | $5,423-98.1% | $11,431-99.1% |