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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,273 | $121,701-85.8% | $104,639-83.5% | $158,982-89.1% |
| Participation rate | 66.7% | 77.5%-10.9pp | 74.1%-7.4pp | 82.0%-15.3pp |
| Annual return | 36.11% | 465.72%-429.6pp | 340.67%-304.6pp | 302.99%-266.9pp |
| Employer contribution / active EE | $929 | $3,165-70.7% | $2,682-65.4% | $4,763-80.5% |
| Participant deferral / active EE | $4,413 | $4,176+5.7% | $3,738+18.1% | $5,983-26.3% |
| Admin fee / account holder | $49 | $7,778-99.4% | $6,465-99.2% | $11,252-99.6% |