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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,940 | $127,296-78.1% | $109,907-74.6% | $167,536-83.3% |
| Participation rate | 33.3% | 77.9%-44.5pp | 74.2%-40.9pp | 82.1%-48.8pp |
| Annual return | 15.82% | 22.97%-7.2pp | 29.46%-13.6pp | 478.82%-463.0pp |
| Employer contribution / active EE | $1,800 | $3,325-45.9% | $2,844-36.7% | $4,839-62.8% |
| Participant deferral / active EE | $8,780 | $4,513+94.6% | $4,047+117.0% | $6,342+38.4% |
| Admin fee / account holder | $102 | $7,119-98.6% | $6,069-98.3% | $12,315-99.2% |