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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,836 | $109,967-56.5% | $97,197-50.8% | $145,877-67.2% |
| Participation rate | 50.0% | 76.0%-26.0pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 11.49% | 244.27%-232.8pp | 75.47%-64.0pp | 551.28%-539.8pp |
| Employer contribution / active EE | $2,623 | $3,077-14.7% | $2,723-3.7% | $4,663-43.7% |
| Participant deferral / active EE | $15,295 | $4,676+227.1% | $4,263+258.8% | $6,691+128.6% |
| Admin fee / account holder | $193 | $6,199-96.9% | $5,637-96.6% | $13,402-98.6% |