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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,824 | $100,792-43.6% | $86,691-34.5% | $134,509-57.8% |
| Participation rate | 45.5% | 78.9%-33.5pp | 76.6%-31.1pp | 81.2%-35.8pp |
| Annual return | -15.32% | 29.08%-44.4pp | 35.94%-51.3pp | 418.13%-433.5pp |
| Employer contribution / active EE | $832 | $3,491-76.2% | $2,837-70.7% | $4,741-82.4% |
| Participant deferral / active EE | $6,651 | $5,339+24.6% | $4,656+42.8% | $6,400+3.9% |
| Admin fee / account holder | $1,431 | $10,924-86.9% | $7,492-80.9% | $11,427-87.5% |