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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,596 | $112,121-57.5% | $95,960-50.4% | $158,966-70.1% |
| Participation rate | 42.9% | 79.0%-36.1pp | 77.1%-34.2pp | 82.0%-39.1pp |
| Annual return | 29.37% | 171.16%-141.8pp | 91.63%-62.3pp | 302.95%-273.6pp |
| Employer contribution / active EE | $785 | $3,199-75.5% | $2,541-69.1% | $4,762-83.5% |
| Participant deferral / active EE | $8,907 | $4,784+86.2% | $4,167+113.8% | $5,983+48.9% |
| Admin fee / account holder | $392 | $10,135-96.1% | $6,797-94.2% | $11,250-96.5% |