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| Provider | Service type | Compensation |
|---|---|---|
Service code 99 800 S OSPREY AVE · SARASOTA, FL 34266 | Other Fees | $18,450 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,967 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $700 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,124 | $54,368-51.9% | $117,039-77.7% | $62,293-58.1% |
| Participation rate | 44.1% | 64.9%-20.8pp | 77.2%-33.0pp | 69.5%-25.4pp |
| Annual return | 15.76% | 21.77%-6.0pp | 18.95%-3.2pp | 28.90%-13.1pp |
| Employer contribution / active EE | $899 | $1,692-46.9% | $3,785-76.3% | $2,042-56.0% |
| Participant deferral / active EE | $1,668 | $2,269-26.5% | $3,929-57.6% | $3,169-47.4% |
| Admin fee / account holder | $263 | $493-46.8% | $5,974-95.6% | $479-45.2% |