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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,689 | $78,690-61.0% | $161,489-81.0% | $87,485-64.9% |
| Participation rate | 84.7% | 67.5%+17.3pp | 78.7%+6.0pp | 68.9%+15.8pp |
| Annual return | 14.30% | 32.74%-18.4pp | 89.72%-75.4pp | 26.06%-11.8pp |
| Employer contribution / active EE | $102 | $2,588-96.1% | $4,268-97.6% | $2,596-96.1% |
| Participant deferral / active EE | $2,977 | $3,311-10.1% | $5,630-47.1% | $4,274-30.4% |
| Admin fee / account holder | $1,414 | $6,724-79.0% | $16,006-91.2% | $7,775-81.8% |