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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,689 | $86,050-64.3% | $189,758-83.8% | $94,015-67.4% |
| Participation rate | 84.7% | 68.9%+15.8pp | 79.8%+4.9pp | 70.8%+13.9pp |
| Annual return | 14.30% | 17.77%-3.5pp | 52.62%-38.3pp | 17.84%-3.5pp |
| Employer contribution / active EE | $102 | $2,819-96.4% | $4,767-97.9% | $2,790-96.4% |
| Participant deferral / active EE | $2,977 | $3,349-11.1% | $5,856-49.2% | $4,249-30.0% |
| Admin fee / account holder | $1,414 | $6,627-78.7% | $20,388-93.1% | $8,951-84.2% |