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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,689 | $76,407-59.8% | $150,298-79.6% | $82,448-62.8% |
| Participation rate | 84.7% | 66.4%+18.3pp | 77.8%+7.0pp | 68.1%+16.7pp |
| Annual return | 14.30% | 39.99%-25.7pp | 62.79%-48.5pp | 41.64%-27.3pp |
| Employer contribution / active EE | $102 | $2,614-96.1% | $4,154-97.6% | $2,551-96.0% |
| Participant deferral / active EE | $2,977 | $3,214-7.4% | $5,453-45.4% | $4,139-28.1% |
| Admin fee / account holder | $1,414 | $6,352-77.7% | $14,116-90.0% | $7,234-80.5% |