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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,300 | $127,387-52.7% | $115,038-47.6% | $125,389-51.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.68% | 31.28%-32.0pp | 26.14%-26.8pp | 282.24%-282.9pp |
| Employer contribution / active EE | $3,125 | $5,166-39.5% | $4,608-32.2% | $4,866-35.8% |
| Participant deferral / active EE | $6,036 | $6,423-6.0% | $6,026+0.2% | $5,352+12.8% |
| Admin fee / account holder | $4,464 | $9,516-53.1% | $8,175-45.4% | $9,541-53.2% |