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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,057 | $135,956-44.8% | $123,894-39.4% | $273,972-72.6% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 6.17% | 56.63%-50.5pp | 47.52%-41.4pp | 41.46%-35.3pp |
| Employer contribution / active EE | $8,349 | $5,170+61.5% | $4,617+80.8% | $4,869+71.5% |
| Participant deferral / active EE | $20,376 | $6,343+221.2% | $5,984+240.5% | $5,287+285.4% |
| Admin fee / account holder | $517 | $9,817-94.7% | $8,357-93.8% | $10,133-94.9% |