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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,643 | $109,411+63.3% | $89,435+99.7% | $158,982+12.4% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 20.51% | 345.68%-325.2pp | 245.55%-225.0pp | 302.99%-282.5pp |
| Employer contribution / active EE | $10,143 | $3,173+219.7% | $2,587+292.0% | $4,763+113.0% |
| Participant deferral / active EE | $10,322 | $4,600+124.4% | $3,890+165.3% | $5,983+72.5% |
| Admin fee / account holder | $18,381 | $6,159+198.5% | $4,884+276.3% | $11,252+63.4% |