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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,387 | $114,130+68.6% | $96,192+100.0% | $167,553+14.8% |
| Participation rate | 92.9% | 75.1%+17.8pp | 68.4%+24.4pp | 82.1%+10.7pp |
| Annual return | 17.94% | 190.07%-172.1pp | 192.09%-174.1pp | 478.89%-461.0pp |
| Employer contribution / active EE | $5,719 | $3,431+66.7% | $2,799+104.3% | $4,840+18.2% |
| Participant deferral / active EE | $13,981 | $5,198+169.0% | $4,351+221.3% | $6,343+120.4% |
| Admin fee / account holder | $22,220 | $6,901+222.0% | $5,539+301.1% | $12,316+80.4% |