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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,557 | $56,197-42.1% | $67,652-51.9% | $59,633-45.4% |
| Participation rate | 66.7% | 71.5%-4.8pp | 75.7%-9.0pp | 68.7%-2.0pp |
| Annual return | 7.28% | 18508.10%-18500.8pp | 6625.40%-6618.1pp | 2041.45%-2034.2pp |
| Employer contribution / active EE | $318 | $1,615-80.3% | $2,266-86.0% | $2,203-85.6% |
| Participant deferral / active EE | $1,965 | $2,844-30.9% | $3,560-44.8% | $3,192-38.4% |
| Admin fee / account holder | $2,144 | $3,958-45.8% | $4,821-55.5% | $4,297-50.1% |