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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,225 | $71,873-60.7% | $86,698-67.4% | $68,490-58.8% |
| Participation rate | 84.6% | 72.2%+12.4pp | 76.6%+8.0pp | 67.9%+16.7pp |
| Annual return | -14.07% | 3.54%-17.6pp | 35.96%-50.0pp | -7.85%-6.2pp |
| Employer contribution / active EE | $418 | $2,173-80.8% | $2,837-85.3% | $2,597-83.9% |
| Participant deferral / active EE | $3,344 | $3,779-11.5% | $4,656-28.2% | $4,028-17.0% |
| Admin fee / account holder | $2,288 | $6,110-62.6% | $7,492-69.5% | $5,403-57.7% |