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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,660 | $30,421+109.3% | $56,077+13.5% | $74,429-14.5% |
| Participation rate | 33.3% | 32.9%+0.5pp | 52.5%-19.2pp | 67.2%-33.9pp |
| Annual return | 14.20% | 24.94%-10.7pp | 1709.28%-1695.1pp | 1368.38%-1354.2pp |
| Employer contribution / active EE | $1,012 | $610+65.9% | $1,040-2.7% | $2,625-61.5% |
| Participant deferral / active EE | $2,231 | $1,175+89.9% | $1,954+14.2% | $4,348-48.7% |
| Admin fee / account holder | $3,648 | $2,363+54.4% | $2,825+29.1% | $1,944+87.6% |