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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,388 | $27,800+84.8% | $58,561-12.2% | $71,511-28.1% |
| Participation rate | 33.3% | 34.6%-1.3pp | 50.9%-17.5pp | 67.9%-34.6pp |
| Annual return | 18.35% | 26.80%-8.5pp | 4251.33%-4233.0pp | 28.86%-10.5pp |
| Employer contribution / active EE | $859 | $632+36.0% | $1,053-18.4% | $2,589-66.8% |
| Participant deferral / active EE | $1,859 | $1,208+53.9% | $1,923-3.3% | $4,291-56.7% |
| Admin fee / account holder | $2,266 | $1,637+38.4% | $2,520-10.1% | $1,588+42.6% |