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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,525 | $78,694-15.5% | $67,652-1.7% | $125,389-46.9% |
| Participation rate | 88.9% | 78.8%+10.1pp | 75.7%+13.2pp | 83.2%+5.7pp |
| Annual return | 0.13% | 9.46%-9.3pp | 6625.40%-6625.3pp | 282.24%-282.1pp |
| Employer contribution / active EE | $1,211 | $3,044-60.2% | $2,266-46.6% | $4,866-75.1% |
| Participant deferral / active EE | $4,160 | $4,292-3.1% | $3,560+16.9% | $5,352-22.3% |
| Admin fee / account holder | $1,084 | $7,403-85.4% | $4,821-77.5% | $9,541-88.6% |