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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,267 | $117,829+62.3% | $102,423+86.7% | $145,877+31.1% |
| Participation rate | 62.5% | 78.6%-16.1pp | 76.5%-14.0pp | 80.3%-17.8pp |
| Annual return | 15.73% | 31.83%-16.1pp | 29.42%-13.7pp | 551.28%-535.6pp |
| Employer contribution / active EE | $1,167 | $3,615-67.7% | $3,023-61.4% | $4,663-75.0% |
| Participant deferral / active EE | $6,783 | $5,732+18.3% | $5,054+34.2% | $6,691+1.4% |
| Admin fee / account holder | $139 | $13,335-99.0% | $9,455-98.5% | $13,402-99.0% |