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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,163 | $72,486-47.4% | $87,103-56.2% | $72,976-47.7% |
| Participation rate | 53.8% | 72.8%-19.0pp | 76.9%-23.0pp | 69.5%-15.6pp |
| Annual return | 21.44% | 24.46%-3.0pp | 28.19%-6.7pp | 81.02%-59.6pp |
| Employer contribution / active EE | $1,229 | $1,894-35.1% | $2,521-51.2% | $2,440-49.6% |
| Participant deferral / active EE | $1,776 | $3,270-45.7% | $4,049-56.1% | $3,608-50.8% |
| Admin fee / account holder | $254 | $5,055-95.0% | $7,491-96.6% | $5,124-95.0% |