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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,594 | $62,583-54.3% | $76,767-62.8% | $64,173-55.4% |
| Participation rate | 71.9% | 72.8%-0.9pp | 77.0%-5.1pp | 69.6%+2.3pp |
| Annual return | -10.05% | -1.95%-8.1pp | 2.43%-12.5pp | 7.63%-17.7pp |
| Employer contribution / active EE | $1,576 | $1,832-14.0% | $2,485-36.6% | $2,381-33.8% |
| Participant deferral / active EE | $2,339 | $3,145-25.6% | $3,852-39.3% | $3,470-32.6% |
| Admin fee / account holder | $358 | $4,667-92.3% | $6,675-94.6% | $4,887-92.7% |