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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,651 | $117,846-19.7% | $102,434-7.6% | $145,884-35.1% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 9.82% | 31.90%-22.1pp | 29.46%-19.6pp | 551.85%-542.0pp |
| Employer contribution / active EE | $1,751 | $3,615-51.6% | $3,023-42.1% | $4,662-62.4% |
| Participant deferral / active EE | $3,060 | $5,733-46.6% | $5,055-39.5% | $6,690-54.3% |
| Admin fee / account holder | $7,273 | $13,356-45.5% | $9,462-23.1% | $13,392-45.7% |